A policy that combines coverage for your property being damaged or destroyed by various perils, as well as coverage for the liability exposure of the insured. Homeowner policies cover both individuals against personal liability, as well as their property. (See policy for specific limitations. The terms and conditions of carriers differ.)
Non Standard Homeowners
For homes that may have a few prior losses or vacant dwellings. Much like the standard homeowners policy, you will have coverage for you and the property. (See policy for specific limitations. The terms and conditions of carriers differ.)
High Value HomeownersLarger, custom-built homes often contain many features and upgrades that a typical homeowner policy may not consider. If your home exceeds $500,000 in replacement value, contact one of our sales consultants for competitive quotes!
An umbrella policy provides you an additional level of asset protection beyond the coverage offered by your automobile and homeowners polices
We offer customized professional liability and general liability insurance tailored to over 70 occupations, including (but not limited to):
Mental Health Counseling
Real Estate Agent/Broker
Social Work Services
Barber/Hair Stylist Services
Health insurance for cats and dogs. This program offers accident and illness coverage for your pets.
Special Features Include:
· Wide array of programs to suit your specific needs, including programs for senior dogs and indoor cats.
Coverage will be underwritten by licensed agents appointed to PTZ Insurance Agency working through MetLife Auto & Home® Insurance Agency, Inc. ("MetLife GASM - Property & Casualty"). Prices and products may vary by state, breed, and age of pet. Pay Plan Fee: A $2 fee for monthly pay plan will automatically be included each month in your monthly billing. Medical conditions noted, symptomatic, or pre-existing prior to enrollment are not available for coverage. This advertisement is only an outline, the actual policy issued terms and conditions will prevail. PTZ Pet Insurance Programs are underwritten in the U.S.A. by Praetorian Insurance Company, administered by PTZ Insurance Agency, (& Brokers) Ltd. Coverage is not available in AK. PTZ, et al., are wholly owned subsidiaries of Pethealth, Inc.
Cruise the open road knowing that we’ve got you covered, with several programs designed to meet your specific needs.
Motorcycles - Travel Trailers
Recreational Vehicles - Off Road Vehicles
Antique / Classic Cars / Golf carts
Hit the high seas with coverage for your various watercraft.
Boats - Yachts - Personal Watercraft
CondominiumEven though your condo association likely carries a master insurance policy to cover the commonly owned elements of your building, you need a separate policy to protect your individual interests. Some of these items include your personal liability, personal property you own, and improvements you make to your unit.
If you are renting a house, apartment, or condo you still need to protect your personal property and yourself against personal liability.
Mobile Homes / Manufactured HomesBecause your home is one of your most valuable assets, we offer special homeowners policies crafted to meet your particular needs. We also have products for older mobile homes and rented units.
Builders RiskThis is purely property coverage that is employed when a residential structure is under construction or, in some circumstances, undergoing renovation.
Small Business Insurance
Professional Liability—Coverage for errors and omissions that occur or are alleged to have occurred in the course of providing professional services. Duty to defend, regardless if claim is groundless, false or fraudulent. Up to $3 million of coverage limits (for
most classes) with flexible deductible options.
General Liability—Covers liability for property damage or bodily injury to third parties, with limits up to $3 million, and no deductible. Features coverage for medical expenses and personal and advertising injury.
Business Owners Policy (BOP)—A combined general liability and property insurance policy. Coverage is available for buildings, contents and business interruption. Upgrades are available for electronic data, crime and HNOA
A notary's main functions are to administer oaths and affirmations, take affidavits and statutory declarations, witness and authenticate the execution of certain classes of documents, take acknowledgments of deeds and other conveyances, protest notes and bills of exchange, provide notice of foreign drafts, prepare marine or ship's protests in cases of damage, provide exemplifications and notarial copies, and perform certain other official acts depending on the jurisdiction.
Certified Document Translation and Live Interpretation from English to Spanish and Spanish to English
Our letters of certification are duly notarized and affirm that the translations are accurate and faithful to the source document. We also provide live interpretation for immigration interviews and asylum interviews. Accurate, and affordable translation services for immigration documents, legal documents, business and non-profit printed materials. No matter your translation needs, from the translation of lengthy operational manuals to expedited legal document translations, no job is too big or too small for us!